3 On Your Aspect Podcast: Cashing in on collectibles

(3TV/CBS 5) — From cash to toys and buying and selling playing cards, most collectors suppose their collections will repay. Ismat Mangla from Enlarge Cash joins us to interrupt down who’s gathering what, how a lot they’ve spent alongside the best way, and whether or not the collections ever repay.


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One of the best (and worst) frequent flyer packages: It appears like persons are flying extra today, and that’s elevating airfare. Actually, in March, airfare went up greater than 5 %, marking the third largest bounce in 20 years. To convey the price of airfare down, many vacationers depend on frequent flyer packages. However some are higher than others. On this episode, we’re speaking to Jill Gonzalez with WalletHub, who evaluated frequent flyer packages for every airline. She’ll break down all of the flyer packages to let you realize how one can get probably the most out of every one. MORE INFO HERE

Paying off your scholar loans: Forty-six million Individuals are in debt as a result of scholar loans, with these money owed totaling greater than $1.8 trillion. That works out to the common borrower owing greater than $35,000. How do you even begin to pay one thing like that down? On this episode, we’re speaking to Andrew Pentis with Scholar Mortgage Hero and Lending Tree. He’ll break down which states have the most important loans, which universities carry probably the most scholar debt, and extra importantly, how you can repay your loans.

Shock prices; children & credit score: Have you ever ever noticed a shock cost in your credit score or debit card? Is your child responsible? A brand new LendingTree survey reveals virtually half of oldsters say they’ve caught their kids secretly spending. Others knowingly enable their kids to borrow their playing cards, and remorse it. On this episode, we’re speaking with Matt Schultz, the chief credit score analyst at LendingTree about how you can train kids about credit score.

Jet Gas Costs: We’re all properly conscious of the spike in gasoline costs and the way it’s affecting your pockets. However what does it imply for airfare? Similar to vehicles, airways want gasoline for his or her planes. So, how is the Russian Ukraine battle affecting what you pay for airfare. For the reply, we’re speaking to Scott Keyes of Scott’s Low-cost Airfare. He’s an airline analyst and he’ll inform us what to anticipate concerning your upcoming holidays and the way oil costs may play a significant component in what you pay for airline tickets. [More info: www.scottscheapflights.com]

Automotive Shopping for Ideas: The chip scarcity for brand spanking new vehicles continues to be ongoing. So, how lengthy will it final and the way is it affecting customers in addition to automobile sellers? In the present day, we’re speaking to Karl Brauer. He’s an auto analyst with Iseecars.com and he’s additionally labored for Kelly Blue E book, Auto Dealer, and Edmunds. As a result of chip scarcity, he’ll inform us what new vehicles are hottest available on the market. What used vehicles are persuading customers to purchase on this time of uncertainty and what used vehicles final the longest.

Ache on the Pump: The price of gasoline goes up. So, right this moment Patrick De Haan is becoming a member of us. He’s the pinnacle of petroleum evaluation for Fuel Buddy and he has the explanations behind what’s driving gasoline costs. Is there any reduction on the horizon, notably since Russia’s latest invasion of Ukraine? De Hann says prepare, and $4.55 a gallon could be very doable for Arizonans. Head to gasbuddy.com to search out the most affordable gasoline close to you.

Maximizing Your 401(ok): Many firms provide their workers a 401(ok) plan to assist put together for his or her retirement years. Nevertheless, many employees select to not enroll, and they’re leaving cash on the desk. Some huge cash. On this episode, we’re speaking to Ted Schmelzle, a retirement knowledgeable from Securian Monetary who tells us why it’s throwing away cash should you don’t contribute. Plus, he offers tricks to develop your cash sooner.

Wage Negotiations: Persons are leaving their present jobs in numbers we haven’t seen earlier than. It’s known as the “Nice Resignation.” However while you’re provided a brand new job, how do you convey up the subject of wage with out being awkward? And the way do you comfortably ask for a greenback quantity that works for you? In the present day, we’re speaking to Andres Lares. He runs an organization known as Shapiro Negotiations Institute, a agency that has represents on a regular basis employees and even NBA groups. He explains how you can ask for the correct wage or perhaps a elevate at your present job.

Love and cash: Valentine’s Day is right here and “Love is within the Air.” Or is it? A latest report by Private Capital reveals 57% of U.S. adults ay the pandemic has elevated monetary stress of their relationship. In the present day, on the three On Your Aspect podcast, we’re speaking to Krista Aliga, a monetary advisor with Private Capital. She explains why cash is inflicting some folks to fall out of affection and what steps you may take to get make issues proper.

Saving on Tremendous Bowl meals: The massive sport is nearly right here, so it’s time to plan to your huge Tremendous Bowl unfold. However your sport day meals and snacks are going to value you much more this 12 months. So right this moment, we’re speaking to Karol Flynn with Wells Fargo. She’ll assist present you the perfect buys relating to Tremendous Bowl meals, plus some nice tricks to save the subsequent time you head to the shop.

Elevating your resume: In search of a job? You then’ll want an incredible resume to face out from the opposite candidates. On this episode, we’re speaking to Jeff Hyman, creator and CEO of Recruit Rockstars. He has nice ideas to boost your resume and land the job you need.

Maximizing your bank card perks: What number of bank cards do you will have? Regardless of the quantity, your playing cards might have perks you don’t even learn about. About 30 % of Individuals who’ve rewards playing cards have made no effort to reap the benefits of their factors or perks that they could have. On this episode, we’re speaking with Doug Milnes, Chief Monetary Analyst with MoneyGeek.com. He has some stunning data relating to you and your bank cards.

Tax submitting season is right here: It’s virtually tax time, and should you’re like hundreds of thousands of Individuals, you’re anticipating a refund. On this episode, Gary Harper and Susan Campbell speak with Mark Steber, the Chief Tax Info Officer at Jackson Hewitt, about new deductions, adjustments this tax season, and potential IRS delays.

2022′s financial outlook: In terms of the financial system, what can we anticipate in 2022? Inflation is rising at a tempo we haven’t seen in 40 years, client costs are increased, and rates of interest are inching up. On this episode, we speak with Greg McBride, Chief Monetary Analyst for BankRate.com. He outlines what he see in 2022′s financial system, whether or not we are going to see it blossom, or if it would value us more cash.

Gymnasium Memberships: We discover ourselves in a brand new 12 months as 2022 is formally right here, and one in style New Yr’s decision is to get into higher form. However is becoming a member of a health club the appropriate choice? And should you do be part of, what ought to you realize relating to contracts and the way a lot you pay? In the present day, we’re speaking to Jim Bathurst. He’s a health coach from Nerdfitness and he’s within the enterprise of getting folks into form and losing a few pounds. He’ll break down the do’s and don’ts of becoming a member of a health club and what it’s essential look out for.

Vacation present returns: The hustle and bustle of Christmas buying is in full swing and loads of purchases can be made on-line. However what do you do if somebody offers you a web-based present and it’s essential return it? It might be troublesome or unattainable. In the present day, we’re speaking to Jill Emanuel. She’s a licensed monetary coach with Fiscal Health. She’s been serving to customers to save cash and navigate by difficult matters for years. She has all of the do’s and don’ts of returning vacation purchases efficiently.

Harmful toys: Vacation buying is in full swing, and for teenagers, toys are on the prime of the checklist. However watch out as a result of a few of these toys could possibly be harmful. In the present day on the three On Your Aspect podcast, Gary and Susan speak with Hannah Rhodes. She’s a Client Watchdog affiliate with the Arizona PIRG Schooling Fund. From counterfeit toys to good toys and toys which can be too noisy, she is breaking down precisely what to look out for to maintain your loved ones protected this vacation.

Is insurance coverage bundling the best way to go?: One expense many client have, however don’t take note of, is insurance coverage. House, auto, renter, and extra, there’s insurance coverage for almost all the things. Does it actually save? And the way a lot are you able to save should you bundle? On this episode, we’re speaking to Mark Fitzpatrick from Cash Geek. They’ve dozens of specialists who analyze every kind of statistics and crunch the most recent numbers. They discovered bundling may prevent a bunch of cash.

Setting and reaching your 2022 monetary targets: We’re developing on the top of the 12 months quickly and which means 2021 will formally be within the historical past books. Wanting again, how do you suppose you probably did financially? Did you begin a retirement fund or financial savings account? When you have a 401(ok), did you enhance how a lot you contribute and are you happy financially? 3 On Your Aspect’s Gary Harper talks to Leslie Tayne. She’s an creator of a bestselling e-book concerning funds. She’s additionally an legal professional who focuses on client and debt decision. She talks about what monetary targets it is best to keep in mind to make 2022 one among your finest years ever.

Hanging Christmas lights safely: Christmas is nearly right here, and which means timber and lights! However that mixture might be harmful should you show your lights the incorrect method. To maintain you protected, we’re speaking to John DeCosmo, an knowledgeable who is aware of all about fixing damaged lights and hanging them safely.

Selecting a bottle of wine to your vacation social gathering: The vacations are rapidly approaching, which implies loads of you could be going to a vacation social gathering. And wine is among the extra in style gadgets that party-goers convey. However what sort of wine? How a lot do you have to spend? And what’s an excellent model to take with you? On this 3 On Your Aspect Podcast, we’re speaking with Keith Beavers. He’s a self-described “wine geek” who’s been within the wine retail trade in New York for greater than a decade. He talks Wine 101 and provides us some all the way down to earth ideas for selecting a bottle of wine that can make an announcement with out breaking the financial institution.

Reward Playing cards: Individuals are sitting on billions of {dollars} in unused present playing cards, so are they actually an excellent present to provide? On this episode, we’re speaking with Ted Rossman, a senior trade analyst at CreditCards.com, about spending these unused present playing cards. He additionally has some concepts about what to do with present playing cards to shops or eating places you’ll by no means go to.

An $859 Billion Vacation Season: The vacation season is nearly right here and customers are anticipated to spend, spend, spend. The Nationwide Retail Federation is predicting vacation gross sales throughout November and December may balloon to $859 billion. On this episode, we speak with Katherine Cullen, the senior director of trade and client insights at NRF, about provide chain challenges, monitoring down the right present, and why so many Individuals are buying early.

Provide chain points & when reduction might come: Ongoing provide chain points appear to have virtually paralyzed client items throughout the nation. From canned items, to pc chips to auto elements, you identify it, they usually all appear to be onerous to come back by. However what’s inflicting the kink within the provide chain and when will we see reduction? On this episode, we speak to Invoice Thayer. He’s an knowledgeable in logistics, retail, and e-commerce, and he’s additionally CEO of Fillogic, an organization that makes a speciality of transporting items from Level A to Level B. He has some fascinating perception about what’s occurring with America’s provide chain and when it could finish.

Getting the perfect automobile insurance coverage for you: In terms of saving cash, your automobile insurance coverage premiums ought to be on the prime of your checklist. But, practically half of customers have did not comparability store to see if they will get a greater deal. That’s what we’re speaking about on the three On Your Aspect podcast. We speak to Mark Fitzpatrick with MoneyGeek.com who will present you ways to buy automobile insurance coverage and get the perfect price.

Automotive Rental Ideas: The price of renting a automobile has sky-rocketed over the past 12 months and a half. Actually, in Hawaii, vacationers had been shelling out $4,000 per week simply to lease a automobile as soon as they flew in for his or her trip. On this episode, Gary Harper is speaking to Willis Orlando, an analyst with a journey web site known as Scott’s Low-cost Flights which investigates journey prices like renting a automobile. He’ll clarify why automobile leases have turn out to be so ridiculously excessive and when rental charges will come down.

Avoiding vacation monetary hangover: Practically half of Individuals carry some form of bank card debt, with a mean steadiness of $6,200. Sadly for a lot of customers, that quantity will enhance come the vacations. So on this episode, Gary is speaking to Kelsa Dickey, a licensed monetary coach who’s been serving to to dig folks out of debt for years. She’s going to inform us what we are able to to beginning right this moment in an effort to keep away from a monetary hangover after the vacations.

Watch out for flooded vehicles on the market: Thank goodness Hurricane Ida is behind us, however she left a path of destruction. Actually, Ida left $95 billion price of harm in Louisiana and surrounding states and far of that destruction was prompted to vehicles. Sadly, lots of these water broken autos can be cleaned up and offered to unsuspecting customers across the nation. In the present day we’re speaking to Patrick Olsen from Carfax. Carfax has entry to round 20 billion data for autos, they usually acquire the knowledge from round 100,000 totally different sources to find out if a automobile has been in an accident, if the odometer has been rolled again, or on this case, if the automobile you’re pondering of shopping for has been waterlogged from a hurricane.

Sextortion Alert: It’s a type of web bribery that has victimized numerous folks. The weather are intriguing. They contain romance, photographs, lies, and ultimately cash. Some huge cash. Gary Harper is speaking to Nate Warfield a former web hacker who ultimately used his expertise to assist folks and firms to guard themselves whereas on-line. Warfield is right here to inform us about one thing known as “sextortion” and what it’s essential do to guard your self in opposition to it.

FEMA COVID-19 Funeral Help: Practically 600,000 Individuals have misplaced their lives to Covid-19. It’s horrible information, and lots of family members paid out of pocket for these funerals. However why? Notably when the federal authorities has put aside cash to pay for these providers. On this episode, Gary Harper is speaking to Ed Michael Reggie, CEO of Future Manufacturing facility and a identified client advocate and knowledgeable within the funeral trade. He explains particulars of this system and says many individuals simply don’t learn about it and what’s wanted to qualify.

The Grocery store Guru: On this episode, Gary Harper is speaking about one thing that impacts practically everybody throughout the nation and that’s rising meals costs. To interrupt issues down, Gary talks to Phil Lempert who’s referred to as the “Grocery store Guru.” Lempert is an creator, speaker and one of many main specialists within the nation relating to following meals traits.

Skyrocketing Lease: Lease is rising, not solely in Phoenix, however all throughout the nation. On this episode, Gary Harper is joined by Jeff Andrews with Zumper, an house rental web site that displays rental traits. Andrews says nationwide lease went up 12% since this time final 12 months, and there’s no indication of taking place. Andrews explores the explanations behind the bounce. Gary is then joined by 3 On Your Aspect producer Warren Trent to debate dwelling rental scams they’ve lined and ideas for customers to keep away from from being ripped off.

Nice Resignation: On this version of the three On Your Aspect Podcast, Client Investigator Gary Harper talks about one thing that’s being known as the “Nice Resignation.” Apparently, extra persons are leaving their jobs now than ever earlier than. However what’s driving the mad exodus of leaving careers and beginning a brand new one?

A Raging “Scamdemic”: For this version of the three On Your Aspect Podcast, Gary Harper talks to Jack Caporal, an analyst and author with The Ascent and The Motley Idiot analysis crew who has gathered statistics concerning COVID-19 fraud instances. Arizona customers have been swindled out of practically $10 million with a mean lack of $325. Caporal makes use of a time period “Scamdemic” whereas referring to the COVID-19 scams. Because the starting of the pandemic, American’s have filed over a half-million COVID-19 fraud studies totaling over $480 million in accordance the Federal Commerce Fee. Arizona ranks No. 13 within the U.S. relating to COVID-19 fraud instances, California tops all states with COVID-19 fraud losses totaling extra $65 million.

Defending Your Privateness: Gary Harper and Susan Campbell provide tricks to customers assist them shield their privateness in solely a matter of seconds. Lending their experience on privateness is Thomas Germain, a know-how author at Client Stories. This 3 On Your Aspect episode wraps up with Gary and Susan providing ideas for customers to assist keep away from falling sufferer to a typical trick crooks use to steal your cash, The Overpayment Rip-off.

Don’t get boxed in along with your transfer: In terms of shifting, it’s among the many most complained about trade’s 3 On Your Aspect get emails about. To assist expose the pitfalls, Gary Harper and Susan Campbell speak to Ryan Charles, from an organization known as Rent a Helper who sheds gentle to assist customers from getting ripped off throughout their transfer. Gary and Susan wrap up this podcast phase speaking concerning the pitfalls of shopping for sight unseen autos on-line.

Used automobile costs going by the roof: For those who’re occupied with shopping for a brand new automobile, you would possibly wish to pump the brakes. Used automobile costs are by the roof with new vehicles usually getting full sticker costs on the lot. Emilie Voss is from Carfax and talks to Gary Harper and Susan Campbell concerning the rising used automobile costs and what customers have to know in order that they don’t get taken for a experience. This 3 On Your Aspect Podcast ends with Susan and Gary answering questions they continuously get from customers about steadiness billing complaints.

Watch out for Contracting Scams: That is the season the place monsoons can convey damaging winds and rains for numerous residents. Summer season can be a time when scammers usually present up after a storm providing restore offers which can be too good to be true. Jeff Wills, is Chief of Investigations on the Arizona Registrar of Contractors who talked to Susan Campbell and Gary Harper concerning the Purple Flags customers have to be conscious of as scammers present up unannounced after a storm trying to separate you out of your hard-earned cash. This episode wraps up with Susan and Gary discussing complaints 3 On Your Aspect usually receives about various kinds of fee scams. For instance, viewers inform us they could get a telephone name from somebody who they consider is their utility firm, threatening to close off their utility in the event that they don’t pay a sure sum of money instantly. It’s a typical rip-off client continuously fall sufferer to.

Offers Take Flight: As summer time journey takes flight, 3 On Your Aspect’s Gary Harper and Susan Campbell speak to Scott Keyes, founding father of Scott’s Low-cost Flights. Keyes affords ideas for customers to assist them discover post-pandemic journey offers. The episode concludes with Gary and Susan answering viewer questions on Renters Rights. Info customers want to remember relating to landlord tenant disputes.

Navigating the Scorching Housing Market: Susan Campbell and Gary Harper take you on a home hunt with Phoenix, Arizona primarily based real-estate agent Trevor Halpern from Halpern Residential. Halpern helps patrons and sellers navigate the ultra-competitive housing market. 3 On Your Aspect continuously receives quite a few emails from upset customers about issues not lined by their Automotive or House Guarantee. The episode concludes with Susan and Gary providing ideas customers ought to remember earlier than agreeing to pay 1000’s of {dollars} for a Automotive and/or House Guarantee.

Saving $1,000 on Any Wage: When you have a want to learn to save $1,000 on any wage, Gary Harper and Susan Campbell have the reply. On this version of the three On Your Aspect Podcast, they speak to Deacon Hayes, a monetary knowledgeable and founding father of Nicely Saved Pockets, a monetary schooling firm that strives to enlighten customers throughout the globe by a private finance curriculum. This episode concludes with Gary and Susan answering viewer emails about their choices to assist the surroundings by including Photo voltaic panels to their houses. Whereas there are customers happy with going photo voltaic, there are issues customers want to remember when deciding if they need to purchase or lease photo voltaic panels. For instance, leasing photo voltaic panels can last as long as 25 years, with escalating month-to-month funds.

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